Since resources are never unlimited, even under the best circumstances, employers will want to consider the costs associated with workers compensation rehabilitation.
Research shows that the longer an injured employee is away from work, the likelihood of returning to work decreases. For anyone that handles workers’ comp claims, they know that the longer a claim is open, direct and indirect costs increase as well.
Therefore, it’s most cost-effective for all involved – employers, employees, and insurance companies – when the injured worker is in a treatment program designed to help them recover fully and quickly.
Not only does this affect the costs incurred by employers, but employees benefit from returning to work and earning their full salary again rather than workers’ comp benefits.
Does Workman's Comp Pay for Physical Therapy?
Another aspect of cost considerations is whether or not workman’s comp covers the cost of rehabilitation, which includes physical therapy.
Under workman’s comp, employers or their workers’ comp insurance carriers, are responsible for paying for any necessary medical treatment associated with a workplace injury.
If a treating physician recommends particular treatments, such as therapies, specialists, or medical devices, then workman’s comp must cover the cost.
Rehabilitative therapy after a surgical procedure related to a workplace injury may also be covered under workman’s comp.
Ultimately, in order to have workman’s comp cover the costs of physical therapy, it must be authorized by the employee’s doctor as medically necessary for a full recovery.